Mississauga Uber & Lyft Accident Lawyers
Rideshare cases turn on a question most clients have never had to ask: which insurance policy responds. Uber and Lyft carry commercial coverage that applies while their app is in use, but how much coverage there is depends on what the driver was doing at the moment of the crash. The result is a layered system the companies and their insurers understand far better than an injured passenger does.
Whether you were a passenger, another driver, a pedestrian or the rideshare driver, you are still entitled to accident benefits and, where someone else was at fault, a tort claim. Our job is to find every policy that applies and make the right insurer pay.
What to do after this kind of accident
Save the in-app receipt, the driver’s name and plate, and the route. This proves the app was active, which is what decides coverage.
See a doctor promptly and follow through on treatment. A gap in care is the first thing an insurer points to.
Report the collision to the company and keep the confirmation, but do not give a recorded statement about fault.
Photos of the vehicles and scene, the police report number, and the names of any witnesses.
How we help
- ·Identify which coverage period applied (app off, app on and waiting, or on an active trip) and which policy responds
- ·Open your accident benefits file and resolve insurer-priority disputes under the Insurance Act
- ·Pursue the at-fault driver, the rideshare company’s insurer, or both
- ·Apply uninsured and underinsured coverage where it fills a gap
- ·Coordinate medical-legal evidence for the full value of the claim
Eligible personal injury cases are handled on a contingency-fee basis.
Call 416-262-SHAH (7424)Frequently asked
As an injured passenger you can claim accident benefits no matter who was at fault. Which insurer pays follows the priority rules in the Insurance Act, and the rideshare company’s commercial policy is frequently the one that responds while a trip is active. We sort that out so you are not stuck in the middle.
Yes. Coverage differs across three periods: app off, app on and waiting for a request, and on an active trip. The waiting period usually carries less coverage than an active trip, which is exactly why the moment of the crash matters.